The great reset: Why 2025 is the year of the strategic homebuyer

By Debbie Cosic
August 14, 2025

The real estate market in 2025 is not crashing, it’s recalibrating. After years of volatility, we’re seeing a shift toward balance, and that’s creating a rare window of opportunity for smart, strategic buyers.

Across the GTA, listings are up, homes are spending more time on the market and sellers are adjusting expectations. This creates a rare opportunity for buyers to step in with confidence and strategy.

But here’s what most people aren’t talking about: Condo supply is quietly shrinking. Developers are increasingly pulling projects off the market or converting them into rental buildings due to rising construction costs, financing challenges and shifting investor sentiment. While this may seem like a short-term adjustment, it’s setting the stage for a future shortage of condo inventory.

Once the current wave of available units is absorbed over the next few years, we’re likely to face a significant lack of new condo options, especially in high-demand urban and suburban areas. That makes today’s opportunities even more valuable for buyers thinking long-term.

At In2ition, we believe this is the year of the strategic homebuyer: Someone who sees beyond the headlines and understands the long-term value of real estate. Whether you’re looking to move in now or invest for the future, there are exceptional opportunities available.

homebuyers

Featured opportunity: Station No.3 in Whitby by Brookfield Residential

Move-in ready condos starting in the $400,000s

Located in the heart of downtown Whitby, Station No.3 offers spacious, modern condos with more than 600 sq. ft. starting in the $400,000s. Even better, parking and locker are included, which is a $65,000 value. With up to $245,000 in discounts and an average price of $780 per sq. ft., this is one of the most competitive offerings in Durham Region and is truly a golden opportunity for first-time buyers, downsizers, or anyone looking for immediate occupancy in a thriving community.

Future-focused: Rebecca Condos in Hamilton by Rosehaven Homes

Occupancy 2030 – five years to save

Planning ahead? Rebecca is a visionary project in downtown Hamilton offering buyers the chance to lock in today’s pricing with a flexible deposit structure: Just $5,000 installments, with the full 10-per-cent deposit not due until 2027. Even more exciting, all buyers (not just first-timers) can now take advantage of a double GST rebate, saving up to 10 per cent off the purchase price. With occupancy in 2030, this is a smart play for investors or future homeowners who want to build equity over time.

Opportunity spotlight: The Grand at Universal City in Pickering by Chestnut Hill Developments

Chestnut Hill Developments is offering one of the most competitive packages in the GTA at The Grand at Universal City, located just a few minutes’ walk from the GO Train station. Incentives include up to $100,000 off (an approximate 10-per-cent discount), a two-Year vendor take back mortgage at 1.99 per cent, no occupancy fees, capped development charges at $3,000 to $4,000, and a 10-per-cent deposit structure (five per cent in 30 days, five per cent on Jan. 15, 2027 and five per cent on occupancy).

The market may be quieter, but that’s exactly when the best opportunities emerge. Whether you’re ready to move in or planning for the future, 2025 is your chance to buy smart, not fast.

At In2ition, we’re here to help you navigate this evolving landscape with clarity, confidence, and a strategy tailored to your goals.

Let’s make your next real estate purchase your smartest one yet. Contact us at info@in2ition.ca or visit in2ition.ca.

About Author

Debbie Cosic

Debbie Cosic, CEO and founder of In2ition Realty, has worked in all facets of the real estate industry for over 25 years. She has sold and overseen the sales of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. In2ition has received numerous awards from the Building Industry & Land Development and the National Association of Home Builders.

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